Establish AAA Credit in 30 Days: In Preparation For The Leverage of Investment Debt

To work this plan you need at least Php 20,000.00 to begin. You should borrow this from your friends if necessary. Then go to a bank of your choice and deposit the Php 20,000.00 into a regular passbook savings account.

Wait a few days for the account to be posted and return to the bank to ask for a Php 20,000.00 loan - you offer the passbook as collateral. Since the bank is already holding your Php 20,000.00, you go to another bank open a savings account lending you another Php 20,000.00 and they won't even make a credit check. Then, with your borrowed Php 20,000.00, you go to another bank, open a savings account, return a few days later, borrow Php 20,000.00 from that bank using your passbook as collateral.

Then repeat the process at a third bank with your borrowed Php 20,000.00. Wait a few days to go to a fourth bank where you open this time a CHECKING account. Wait a few days and make a payment on each of the other three loans. A week later, make payments again on the three loans, and continue paying each week until you have almost paid off the balance.

A credit investigation at this point will show you with three active bank loans (which are considered hard to get), a checking account, and a paying history for the three bank loans - with you having paid up in advance. Thus, you have AAA credit in as little as 30 days. From here you go on to apply for loans, credit cards, and other items on credit.

Then, when you established AAA credit history from your credit cards, you will be able to qualify for a housing loan.